Consult expected loan resultSignature required

2025-05-14 06:06

POST /amsin/alipay/business/loan/consultLoan

Call this API to consult the expected loan information, such as the total amount, interest rate, repayment method and etc.

Note: Make sure you have sufficient information before you call this API.

Call the applyCreditGrant API to get the value of the creditGrantNo parameter.
Call the queryCreditGrant API to get the value of the creditGrantAmount parameter.

Structure

Messages consist of a header and body. The following sections are focused on the body structure. For the header structure, see:

The unique number assigned by WorldFirst to identify each credit grant.

The product code. Valid value: AMAZON_VC_FACTORING_LOAN

The loan amount.

Show child parameters

The result of the API call.

Show child parameters

The consulted loan information.

Show child parameters

API Explorer

URL

Request Body

Response Body

After calling the API, a response is returned. Possible values for result.resultStatus are:

Code	Value	Message	Further action
SUCCESS	S	Success
PARAM_ILLEGAL	F	Illegal parameters exist. For example, a non-numeric input, or an invalid date.	Check and verify whether the request fields, including the header fields and body fields, are correct and valid. For details on the fields of each API, see the specific API Structure section.
PROCESS_FAIL	F	A general business failure occurred. Do not retry.	Human intervention is usually needed. It is recommended that you contact our Technical Support Team to resolve the issue.
UNKNOWN_EXCEPTION	U	API failed due to unknown reason.	The service might be down, retry later. If the issue persists, contact our Technical Support Team.
REQUEST_TRAFFIC_EXCEED_LIMIT	U	The request traffic exceeds the limit.	Call the interface again to resolve the issue. If the issue persists, contact our Technical Support Team.
OAUTH_FAIL	F	OAuth process failed.	Contact our Technical Support Team for detailed reasons.
INVALID_API	F	The called API is invalid or not active.	Check whether the correct API is being called.
INVALID_CLIENT	F	The client is invalid.	The Client ID does not exist or is invalid.
INVALID_SIGNATURE	F	The signature is invalid.	Make sure the request is properly signed with a valid signature.
METHOD_NOT_SUPPORTED	F	The server does not implement the requested HTTP method.	Ensure the HTTP method is `POST`.

Result status	Description
`S`	Indicates that the API call succeeded.
`F`	Indicates that the API call failed. For additional information on the failure, refer to result.resultCode.
`U`	Indicates that the API call result is unknown. If this status is returned, the Partner may make a query. The querying strategy is as follows: Maximum 7 queries are allowed. Intervals between queries: 5 min, 10 min, 20 min, 40 min, 80 min, 160 min, and 320 min. If no query succeed, contact our Technical Support Team.