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Apply for a credit grantSignature required

POST /amsin/alipay/business/credit/applyCreditGrant

Call this API to request a credit grant.

Note: Ensure you have first called the submitAttachment API to upload all required invoices. WorldFirst uses these documents to evaluate and approve your credit application.

Structure

A message consists of a header and body. The following sections are focused on the body structure. For the header structure, see:

Request parameters

referenceNo String  REQUIRED

The external ID that identifies a credit request.

payeeCode String  REQUIRED

The unique code that identifies a payee.

vcCode String  REQUIRED

The unique code that identifies a vitual credit account.

invoiceDate String  REQUIRED

The invoice date. Format: YYYYMMDD. For example, 20241231.

timeZone String  REQUIRED

The timezone.

attachmentFile AttachmentInfo  REQUIRED

The invoice attachments used to request a credit.

Call the submitAttachment API before you specify this parameter.

Show child parameters

invoiceInfoList Array<InvoiceInfo>  REQUIRED

The detailed information of the invoices.

Show child parameters

Response parameters

result Result  REQUIRED

The result of the API call.

Show child parameters

referenceNo String  REQUIRED

The external ID that identifies a credit request.

creditGrantNo String  

The WorldFirst credit grant number.

creditGrantStatus String  REQUIRED

The credit grant status. Valid values are:

  • ACCEPTED​: The grant application has been accepted.
  • FAILED​: The grant application has failed.

failCode String  

The code that indicates why the grant application has failed.

failMessage String  

The message that explains in detail about the unsuccessful grant application.

API Explorer

Request

URL
Request Body

Response

Response Body

Result processing logic

After calling the API, a response is returned. Possible values for result.resultStatus are:

Result status

Description

S

Indicates that the API call succeeded.

F

Indicates that the API call failed. For additional information on the failure, refer to result.resultCode.

U

Indicates that the API call result is unknown. If this status is returned, the Partner may make a query. The querying strategy is as follows:

  • Maximum 7 queries are allowed. 
  • Intervals between queries: 5 min, 10 min, 20 min, 40 min, 80 min, 160 min, and 320 min.

If no query succeed, contact our Technical Support Team.

System-related result codes

CodeValueMessageFurther action
SUCCESSSSuccess
PARAM_ILLEGALFIllegal parameters exist. For example, a non-numeric input, or an invalid date.

Check and verify whether the request fields, including the header fields and body fields, are correct and valid.

For details on the fields of each API, see the specific API Structure section.

PROCESS_FAILFA general business failure occurred. Do not retry.

Human intervention is usually needed. It is recommended that you contact our Technical Support Team to resolve the issue.

UNKNOWN_EXCEPTIONUAPI failed due to unknown reason.

The service might be down, retry later. If the issue persists, contact our Technical Support Team.

REQUEST_TRAFFIC_EXCEED_LIMITUThe request traffic exceeds the limit.

Call the interface again to resolve the issue. If the issue persists, contact our Technical Support Team.

OAUTH_FAILFOAuth process failed.

Contact our Technical Support Team for detailed reasons.

INVALID_APIFThe called API is invalid or not active.

Check whether the correct API is being called.

INVALID_CLIENTFThe client is invalid.

The Client ID does not exist or is invalid.

INVALID_SIGNATUREFThe signature is invalid.

Make sure the request is properly signed with a valid signature.

METHOD_NOT_SUPPORTEDFThe server does not implement the requested HTTP method.

Ensure the HTTP method is POST.