Add a new beneficiarySignature required

POST /amsin/api/v1/business/account/bindBeneficiary

To create a beneficiary, the Partner can call this API to bind a beneficiary by connecting the bank card information of the beneficiary to a WorldFirst account.

Structure

A message consists of a header and body. The following sections are focused on the body structure. For the header structure, see:

Request parameters

bindBeneficiaryRequestId String  REQUIRED

The unique ID assigned by the Partner to identify a request for beneficiary binding.

More information about this field

  • This field is an API idempotency field.For details about API idempotency, see the Idempotency chapter.
  • Maximum length: 64 characters

customerId String  CONDITIONAL

The unique ID assigned by WorldFirst to identify an account on WorldFirst.

customerId and accessToken cannot be both empty.

More information about this field

  • Maximum length: 64 characters

accessToken String  CONDITIONAL

The access token used for OAuth authorization.

customerId and accessToken cannot be both empty.

More information about this field

  • Maximum length: 64 characters

beneficiaryBankAccount BeneficiaryBankAccount object 

Details about the beneficiary's bank account, such as the name of the account holder, region and BIC of the beneficiary's bank, etc.

Show child parameters

beneficiaryType String  REQUIRED

Defines the type of beneficiary's card.

Valid values are:

  • THIRD_PARTY_COMPANY_BANK_ACCOUNT
  • THIRD_PARTY_PERSONAL_BANK_ACCOUNT

For more information, refer to BeneficiaryType.

countryCode String  REQUIRED

2-character ISO 3166 country/region code that represents the country/region where the bank locates.

More information about this field

  • Maximum length: 2 characters

currency String  REQUIRED

3-character ISO 4217 currency code that represents the currency used. Currently, the following currencies are supported:

USD,EUR,GBP,NZD,CAD,AUD,JPY,SGD,HKD,CNH

beneficiaryNick String  REQUIRED

The nickname of the beneficiary. The nickname is defined by the Customer to identify the beneficiary easily.

More information about this field

  • Maximum length: 70 characters

templateCategory String  

Defines the type of the template used for the beneficiary. 

Valid values are: 

  • GENERAL_TEMPLATE: General template returned in the cardTemplateData field of the inquiryBeneficiaryTemplate API. 
  • LOCAL_TEMPLATE: Local template returned in the localCardTemplateData field of the inquiryBeneficiaryTemplate API. 
  • CROSS_BORDER_TEMPLATE: Cross-border template returned in the crossBorderCardTemplateData field of the inquiryBeneficiaryTemplate API. 

More information: 

  • The default value is GENERAL_TEMPLATE.

referenceBeneficiaryId String  

The unique ID defined by the Partner to identify a beneficiary.

More information about this field

  • Maximum length: 64 characters

Response parameters

result Result object REQUIRED

Indicates whether this API is called successfully.

Show child parameters

beneficiary Beneficiary object REQUIRED

Describes details about the beneficiary.

Show child parameters
API Explorer

Request

URL
Case
Add new beneficiary using general template
Request Body

Response

Case
General template
Case description
Add new beneficiary using general template
Response Body

Result processing logic

After calling the API, a response is returned with two result codes, result.resultStatus and beneficiary.status.

  • result.resultStatus indicates the result of the inquiry.
  • beneficiary.status indicates the status of the submitted beneficiary.

The possible responses for result.resultStatus are:

Result status

Description

S

This indicates the API call succeeded.

F

This indicates the API call failed. For more information on why the call failed, see result.resultCode.

U

This indicates the API call result is unknown. Partner can make a query when the returned status is UNKNOWN. Use the following query strategy:

  • A Partner can make 7 queries at maximum.
  • Intervals between queries: 5m, 10m, 20m, 40m, 80m, 160m, and 320m.

If none of the queries is successful, contact our Technical Support Team.

System-realted result codes

CodeValueMessageFurther action
SUCCESSSSuccess
PROCESS_FAILFA general business failure occurred. Do not retry.

Human intervention is usually needed. It is recommended that you contact our Technical Support Team to resolve the issue.

PARAM_ILLEGALFIllegal parameters exist. For example, a non-numeric input, or an invalid date.

Check and verify whether the request fields, including the header fields and body fields, are correct and valid. For details on the fields of each API, see the specific API Structure section.

UNKNOWN_EXCEPTIONUAPI failed due to unknown reason.

The service might be down, retry later. If the issue persists, contact our Technical Support Team.

REQUEST_TRAFFIC_EXCEED_LIMITUThe request traffic exceeds the limit.

Call the interface again to resolve the issue. If the issue persists, contact our Technical Support Team.

OAUTH_FAILFOAuth process failed.

Contact our Technical Support Team for detailed reasons.

INVALID_APIFThe called API is invalid or not active.

Check whether the correct API is being called.

INVALID_CLIENTFThe client is invalid.

The Client ID does not exist or is invalid.

INVALID_SIGNATUREFThe signature is invalid.

Make sure the request is properly signed with a valid signature.

METHOD_NOT_SUPPORTEDFThe server does not implement the requested HTTP method.

Ensure the HTTP method is POST.

Business-related result codes

CodeValueMessageFurther action
UN_SUPPORT_BUSINESSFUnsupported business.

Invalid parameters are used e.g. currency is incorrect. Retry with the correct information.

USER_NOT_EXISTFThe user does not exist.

Retry with the correct user information.

RISK_REJECTFThe transfer is rejected for risk control reasons.

Prompt the user that the request is rejected because the risk control failed.

REPEAT_BIND_BENEFICIARY_REQUESTURepeated request to bind a beneficiary.

Check whether the beneficiary has already been successfully bound with the inquiryBeneficiary API.

EXCEED_MAX_COUNT_LIMITFExceed max count limit.

Ensure the data lies within the limit and try again.

USER_NO_PERMISSIONFUser does not have permission.

Check the permission of the user and retry.

BENEFICIARY_ALREADY_EXISTEDUBeneficiary already existed.

Check whether the beneficiary has already been successfully bonded with the inquiryBeneficiary API.

REPEAT_REQ_INCONSISTENTFRepeated requests are inconsistent.

Ensure all the fields in the requests are the same.

REFERENCE_BENEFICIARY_ID_EXISTFReference beneficiary id exist.

Check whether the beneficiary has already been successfully bound. 

CARD_TEMPLATE_NOT_EXISTFNo card templates met the query conditions.

Check whether the correct beneficiary template has been used.  

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