Create a payout request

2023-12-21 08:18

POST: /amsin/api/v1/business/fund/createPayout
Signature required

The Partner can use this API to withdraw money from a Wallet Account (WA) to all accounts external to the Ant International Group (e.g. bank accounts, Alipay CN accounts or Alipay Wallet).

Structure

A message consists of a header and body.

Request header parameters

Field	Required	Sample	Description
Client-Id	Yes	`Client-Id: *****`	For detailed field descriptions, see API Overview.
Signature	Yes	`Signature: algorithm=RSA256, keyVersion=2, signature=*****`
Content-Type	Yes	`Content-Type: application/json; charset=UTF-8`
Request-Time	Yes	`Request-Time: 2019-04-04T12:08:56+08:00`
Connected-CustomerId	No (Conditional)	`Connected-CustomerId: ******`	Pay special attention to this filed Required when a partner manages a customer's account.

Request body parameters

Field	Data type	Required	Description
transferRequestId	String	Yes	The unique ID assigned by the Partner to identify a payout request. Note: This field is an API idempotency field. For details about API idempotency, see the Idempotency chapter. More information: Maximum length: 64 characters
transferFromDetail	TransferFromDetail object	Yes	Payout details submitted by the payer.
transferToDetail	TransferToDetail object	Yes	Payout details for the beneficiary.
businessSceneCode	String	No (Conditional)	The business scene type of the payout. Specify this parameter if the value of the transferToDetail.transferToAmount.currency is `CNY`. Valid values are: `THIRD_PARTY_PAYOUT`: indicates a payout to a third-party bank account, which can be either a third-party company bank account or a third-party personal bank account. `SAME_NAME_PAYOUT`: indicates a payout to a same-name bank account.
transferOrderAddition	TransferOrderAddition object	No	Additional information about the payout, such as information about the payer and the beneficiary.

Response body parameters

Field	Data type	Required	Description
result	Result object	Yes	Indicates whether this API is called successfully.
Note: The following fields are returned as needed only when `result.resultStatus` = `S` .
transferRequestId	String	Yes	The unique ID assigned by the Partner to identify a payout request. Note: This field is an API idempotency field. For details about API idempotency, see the Idempotency chapter. More information: Maximum length: 64 characters
transferId	String	Yes	The unique ID assigned by WorldFirst to identify a payout. Maximum length: 64 characters
transferFromDetail	TransferFromDetail object	Yes	Payout details submitted by the payer.
transferToDetail	TransferToDetail object	Yes	Payout details for the beneficiary.
transferOrderAddition	TransferOrderAddition object	No	Additional information about the payout, such as the payer and the beneficiary.

Result processing logic

After making an API request, WorldFirst responds to the Partner with the result of the API call. The possible responses for result.resultStatus are:

Result status	Description
S	This indicates the API call succeeded. This result status indicates that WorldFirst accepts the payout request and is processing the payout. For the result of the payout, wait for the notification from the notifyPayout interface. If no result from notifyPayout is received within 20 minutes, call inquiryPayout to inquire about the payout result.
F	This indicates the API call failed. For more information on why the call failed, see `result.resultCode`.
U	This indicates the API call result is unknown. Best practice: Query the result of the payout with the inquiryPayout interface.

Result codes

`result.resultCode`

System-related result codes

resultCode	resultStatus	resultMessage	Further action
PROCESSING	S	The transfer is in process.	The payout is created successfully and being processed.
PARAM_ILLEGAL	F	Illegal parameters exist. For example, a non-numeric input, or an invalid date.	Check and verify whether the request fields, including the header fields and body fields, are correct and valid. For details on the fields of each API, see the specific API Structure section.
PROCESS_FAIL	F	A general business failure occurred. Do not retry.	Human intervention is usually needed. It is recommended that you contact our Technical Support Team to resolve the issue.
UNKNOWN_EXCEPTION	U	API failed due to unknown reason.	The service might be down, retry later. If the issue persists, contact our Technical Support Team.
REQUEST_TRAFFIC_EXCEED_LIMIT	U	The request traffic exceeds the limit.	Call the interface again to resolve the issue. If the issue persists, contact our Technical Support Team.
INVALID_API	F	The called API is invalid or not active.	Check whether the correct API is being called.
INVALID_CLIENT	F	The client is invalid.	The Client ID does not exist or is invalid.
INVALID_SIGNATURE	F	The signature is invalid.	Make sure the request is properly signed with a valid signature.
METHOD_NOT_SUPPORTED	F	The server does not implement the requested HTTP method.	Ensure the HTTP method is `POST`.

Business-related result codes

resultCode	resultStatus	resultMessage	Further action
UN_SUPPORT_BUSINESS	F	Unsupported business.	Invalid parameters are used. Retry with the correct information.
ORDER_NOT_EXIST	F	The order does not exist.	Retry with another order.
USER_NO_PERMISSION	F	User does not have permission.	Retry with another user information.
CURRENCY_NOT_SUPPORT	F	The currency is not supported.	Make sure the currency input is correct and try again.
USER_NOT_EXIST	F	The user does not exist.	Retry with the correct user information.
USER_ACCOUNT_ABNORMAL	F	The user account status is abnormal.	Retry with a different user. If the issue persists, contact our Technical Support Team for more details.
REPEAT_REQ_INCONSISTENT	F	Repeated requests are inconsistent.	Ensure all the fields in the requests are the same and try again.
USER_STATUS_ABNORMAL	F	The status of the user is abnormal. Retry with another card.	The status of the user is abnormal. Retry with another order.
BALANCE_NOT_ENOUGH	F	Balance is not enough.	Make sure the balance is sufficient and retry.
AMOUNT_EXCEED_LIMIT	F	The amount exceeds the limit.	Make sure the amount submitted is correct and retry.
CONTRACT_NOT_EXIST	F	Contract does not exist.	Ensure the Partner has already signed a contract and the input is correct.
CONTRACT_CHECK_FAIL	F	The contract check has failed.	Check the contract status with WorldFirst before retrying.
QUOTE_EXPIRED	F	The quote is expired.	Call the createQuote API to create a new quote. Retry to create a new settlement request with the new quote.
AVAILABLE_QUOTA_NOT_ENOUGH	F	Payout quota is not enough.	Call inquiryAvailableQuota API to check the currently available payout quota, make sure it is sufficient and then retry.

Samples

Request

copy
{
    "transferRequestId":"outBiz_903548903459278420062333",
    "transferFromDetail":{
        "transferFromAmount":{
            "currency":"USD",
            "value":100
        }
    },
    "businessSceneCode":"THIRD_PARTY_PAYOUT",
    "transferToDetail":{
        "transferQuote":{
            "quoteId":"20230419C575757009"
        },
        "transferToMethod":{
            "paymentMethodMetaData":{
                "bankLocalName":"xxxxxxxxx",
                "bankCountryCode":"CN",
                "bankAccountLocalName":"xxxxx",
                "beneficiaryType":"THIRD_PARTY_PERSONAL_BANK_ACCOUNT",
                "bankAccountNo":"xxxxxxxxx"
            },
            "paymentMethodType":"BANK_ACCOUNT_DETAIL"
        },
        "purposeCode":"GDS",
        "transferToAmount":{
            "currency":"CNY",
            "value":0
        },
        "transferNotifyUrl":"www.test.com/api/transfer/notify"
    }
}

Response

copy
{
    "result":{
        "resultStatus":"S",
        "resultCode":"PROCESSING",
        "resultMessage":"request is processing."
    },
    "transferFromDetail":{
        "transferFromAmount":{
            "currency":"USD",
            "value":100
        },
        "transferFromMethod":{
            "customerId":"2120120009881770",
            "paymentMethodType":"BALANCE"
        }
    },
    "transferId":"2023041919121000110770000001002",
    "transferOrderAddition":{
        
    },
    "transferRequestId":"outBiz_903548903459278420062333",
    "transferToDetail":{
        "feeAmount":{
            "currency":"USD",
            "value":0
        },
        "purposeCode":"GDS",
        "transferQuote":{
            "quoteCurrencyPair":"USD/CNY",
            "quoteExpiryTime":"2023-04-19T13:11:10Z",
            "quoteId":"20230419C575757009",
            "quotePrice":"6.89269099",
            "quoteStartTime":"2023-04-19T13:08:56Z"
        },
        "transferToAmount":{
            "currency":"CNY",
            "value":689
        },
        "transferToMethod":{
            "paymentMethodId":"2023041919027700120770254104460",
            "paymentMethodType":"BANK_ACCOUNT_DETAIL"
        }
    }
}